Tata DOCOMO is one of those rare telecom service providers that offer a number of cheap but quality services to their customers. In the start of this year, they also started the Balance loan program under which the user can get a credit loan of Rs. 10, but soon they rolled it back.
As of now, DOCOMO do not provide any services to take credit loan in emergency, but it is expected that they will start it again next month in August.
Stay tuned for an update and info regarding the service activation and usage. You may also like how to get talktime loan on other operators